International Student Travel Insurance
This international student travel insurance policy is designed to cater for the insurance needs of persons studying in the UK on a trip arranged by CMT Learning Ltd. The product provides cover including emergency medical assistance and medical costs, protection in the event of cancellation or curtailment, cover for loss, theft of or damage to baggage and personal money.
Key features and benefits:
A 24 hour helpline for medical emergencies
Emergency medical expenses in the event of illness or injury
Protection against cancellation or curtailment charges
Cover for loss or damage to baggage and personal money
A wide range of sports and activities covered
Cover for irrecoverable pre-paid college, university or language school fees
Leisure trips within Europe and any trip outside the UK if part of your course
Key eligibility criteria and exclusions:
Not available to anyone aged 66 or over
No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ – see group policy wording
No cover where the FCO or World Health Organisation has advised against travel
No cover where travel is not departing from and returning to your home country
Each claim will be subject to a £50 excess wherever an excess applies
The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions - please refer to the group policy wording and the statement of insurance for full details of the cover available
| Insurance Summary | ||
|---|---|---|
| BENEFITS | MAXIMUM | EXCESS |
| Cancellation or curtailment charges | £3,000 | £50 |
| Emergency medical & other expenses | £2,000,000 | £50 |
| Emergency dental treatment | £500 | |
| Personal accident (subject to age) | £30,000 | £0 |
| Baggage | £1,000 | £50 |
| Single article, pair or set limit | £200 | |
| Valuables limit in total | £300 | |
| Personal money, passport & documents | £50 | |
| Currency, notes and coins | £100 | |
| Other personal money and documents | £100 | |
| Passport or visa | £500 | |
| Personal liability | £1,000,000 | £100 |
| Missed departure | £250 | £50 |
| Overseas legal expenses & assistance | £10,000 | £0 |
| Course fees | £8,000 | £50 |
Sports and activities covered
Please refer to the general exclusions in the group policy wording with reference to participation in or practice of sports and activities.
No cover under section 6 – Personal liability for pursuit of any business, trade, profession or occupation.
There is a full list of sports and activities covered under this policy in the group policy wording. The following list details the sports and activities that this group policy will cover in addition to those listed in the group policy wording.
Supplementary sports and activities:
Football
Basketball
Dance
Hockey
Golf
Tennis
Insurance will be included for you automatically as a part of your booking - Please note that as soon as your full first deposits have been paid and received, your policy will then become effective immediately.
Please find below the full suite of the Endsleigh travel insurance policy documentation that will be applicable to you:
For the CMT Learning Ltd Policy: